Cobaltchat.com

akorcovelos wrote: Sat Oct 03, 2020 2:23 am

dustinm wrote: Fri Oct 02, 2020 1:16 pm

akorcovelos wrote: Fri Oct 02, 2020 12:07 pm

If the engine isn’t maintaining oil pressure at idle there is something wrong.

There are many areas of an engine that are lubed and cooled by splash oil. If you ever had a rocker arm cover off a running engine you will see via RPM how much the volume tapers off at low RPM. So yes you will see acceptable oil pressure on the gauge but rockers and springs will not.

I know, but even at idle there’s enough lubricant getting to the heads to prevent any damage.

Krob1114 wrote: Wed Oct 07, 2020 5:34 am When we were looking at used boats, I'd see an R5 with a good price. Upon further review, it had a VP-300.
I don't think I'd buy one if I could afford and R5.

scottsyott wrote: Wed Oct 07, 2020 7:17 am

Krob1114 wrote: Wed Oct 07, 2020 5:34 am When we were looking at used boats, I'd see an R5 with a good price. Upon further review, it had a VP-300.
I don't think I'd buy one if I could afford and R5.

I think it is all about point of view and priorities.

So here is my way of looking at it. Let's assume I can afford the boat and the bigger engine, so I'll use the 380 for example. The difference in price between the VP300 and VP380 is $13,505. and will garner me 5-6 miles an hour, reportedly. I typically keep a boat about 7 years. Coupled with that, the way I use my boat, the extra speed **might** be exploited four times a year (or 28 times over the course of ownership).

Let's just generously assume that at resale in 7 years, that engine choice returns 80% of its value, I am out $2,700, or roughy $100 every time I go to WOT. If I instead leave that $13,505 in an S&P 500 index fund, which currently has a 10-year average return of around 11%, I have around $28,000 I would not have otherwise had. That means each of the 28 times I didn't get the extra 5-6 mile per hour, I earned $1,000.

Now, this is just based on how I drive a boat and what I use it for. Your mileage may vary.

Krob1114 wrote: Wed Oct 07, 2020 7:34 am ...But if I was thinking long term finances, I probably would not have bought a boat.

scottsyott wrote: Wed Oct 07, 2020 7:17 am

Krob1114 wrote: Wed Oct 07, 2020 5:34 am When we were looking at used boats, I'd see an R5 with a good price. Upon further review, it had a VP-300.
I don't think I'd buy one if I could afford and R5.

I think it is all about point of view and priorities.

So here is my way of looking at it. Let's assume I can afford the boat and the bigger engine, so I'll use the 380 for example. The difference in price between the VP300 and VP380 is $13,505. and will garner me 5-6 miles an hour, reportedly. I typically keep a boat about 7 years. Coupled with that, the way I use my boat, the extra speed **might** be exploited four times a year (or 28 times over the course of ownership).

Let's just generously assume that at resale in 7 years, that engine choice returns 80% of its value, I am out $2,700, or roughy $100 every time I go to WOT. If I instead leave that $13,505 in an S&P 500 index fund, which currently has a 10-year average return of around 11%, I have around $28,000 I would not have otherwise had. That means each of the 28 times I didn't get the extra 5-6 mile per hour, I earned $1,000.

Now, this is just based on how I drive a boat and what I use it for. Your mileage may vary.

akorcovelos wrote: Sun Oct 11, 2020 11:04 am

scottsyott wrote: Wed Oct 07, 2020 7:17 am

Krob1114 wrote: Wed Oct 07, 2020 5:34 am When we were looking at used boats, I'd see an R5 with a good price. Upon further review, it had a VP-300.
I don't think I'd buy one if I could afford and R5.

I think it is all about point of view and priorities.

So here is my way of looking at it. Let's assume I can afford the boat and the bigger engine, so I'll use the 380 for example. The difference in price between the VP300 and VP380 is $13,505. and will garner me 5-6 miles an hour, reportedly. I typically keep a boat about 7 years. Coupled with that, the way I use my boat, the extra speed **might** be exploited four times a year (or 28 times over the course of ownership).

Let's just generously assume that at resale in 7 years, that engine choice returns 80% of its value, I am out $2,700, or roughy $100 every time I go to WOT. If I instead leave that $13,505 in an S&P 500 index fund, which currently has a 10-year average return of around 11%, I have around $28,000 I would not have otherwise had. That means each of the 28 times I didn't get the extra 5-6 mile per hour, I earned $1,000.

Now, this is just based on how I drive a boat and what I use it for. Your mileage may vary.

You are using WAY too much logic in this decision. It’s a boat, if we wanted to save money we just wouldn’t own one.